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Pre-authorize the spend. Cap the risk.

A time-boxed envelope with a hard amount limit. Create once. Let the agent draw from it. When the timer ends or the budget is gone, the capsule closes on its own.


The idea

A capsule is a
sealed spend budget
with a deadline.

You set the maximum amount and how long it stays open. The agent can draw from it any number of times until the money is gone or the clock runs out. Nothing more can leave the wallet through that capsule.

1

Hard amount cap

The total that can ever be drawn. Once reached, the capsule stops accepting spends.

2

Time window

From minutes to days. When the timer ends, remaining capacity is released automatically.

3

Multiple draws

One capsule can fund many small payments. Each draw reduces the remaining balance.

4

Cancel anytime

The owner can close it early. Unused capacity returns to the source wallet.


The path

Open. Draw. Close.
Three moves.

No complex setup. Create the envelope, let the agent spend from it, and let time or balance finish the job.

1

Create the capsule

Set the max amount and the lifetime. The budget is reserved from the source wallet and locked inside the capsule.

2

Agent draws as needed

Each spend reduces the remaining capacity. The agent never needs a new approval as long as the capsule is open and funded.

3

It ends by itself

When the timer expires, the balance hits zero, or you cancel it — any leftover returns. No leftover risk stays open.


Why it exists

You decide the ceiling
before the agent
ever moves.

No open-ended access. No surprise drains. The capsule is the boundary — amount and time are fixed the moment you create it.

Max exposure
Hard cap
Active window
You set TTL
Leftover risk
Auto returns

In practice

Four places a capsule
earns its keep.

Anywhere an agent needs room to act — but you still want a hard stop on both money and time.

01

Session budgets

Open a capsule for a single work session. The agent can pay tools and sub-agents freely inside that window. When the session ends, so does the authority.

02

Multi-step jobs

One task may need several small payments. A capsule funds the whole chain without asking you to approve every hop.

03

Delegated agents

Hand a limited envelope to a helper bot. It can spend only what you put inside — never more, never longer than the TTL.

04

Experiment ceilings

Trying a new workflow? Cap the downside first. If the experiment fails, the leftover simply returns.


When it closes

Three ways a capsule
can finish.

No matter how it ends, leftover capacity never stays trapped. The budget either runs out, times out, or is returned by you.

Balance hits zero Every draw used. Capsule closes itself.
Timer expires Unused amount returns to the wallet.
You cancel Early close. Leftover comes back now.

In one line

Set the amount.
Set the time.
Let the agent work.
Nothing more can leave.

That is the whole idea. A sealed spend envelope with a hard ceiling and a hard deadline — so risk is decided before the first draw.


0
Open-ended exposure

The boundary

Once the capsule is sealed,
the agent cannot go
beyond it.

No silent overdraft. No extended lifetime. The amount and the clock are fixed at creation. Everything the agent does stays inside that frame.


Ownership

The capsule spends.
The wallet stays
yours.

Reserved, not transferred

Creating a capsule holds the budget in place. It does not hand ownership of the funds to the agent permanently.

Only draws reduce it

Money leaves only when a real spend is made against the capsule. Idle capacity stays reserved until the end.

Leftover always returns

On cancel or expiry, whatever was not used comes straight back. Nothing sits in limbo.


Spend Intent Capsules

Seal the budget.
Free the agent.
Keep the risk.

Time-boxed. Amount-capped. Auto-closing. The agent works inside the envelope. You decide how wide it opens.

Initialize Agent

Now

The ledger is open.

Bind a repo. Send a POST. Agents settle — humans stay out of the way.

Join AgentPay

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